The Bank offers business support services as a way of addressing structural defects in governance and operations of SMEs. The provision of business support services will enhance the SME project’s viability, bankability and performance.

This product is a finance lease and is available to brown filed projects to finance assets that generate cash flows for the business. The tenure of these facilities will be dependent on the life span of the leased assets and its usage in the project.

This product is available to projects that can access finance from other parties and where the Bank has a stake in such a project. This instrument will be used to crowd in capital from other financiers and support a project’s need for short-term facilities.

This is a hybrid financing instrument that combines debt and equity. The product reflects characteristics of both debt and equity.

This is a form of venture capital as first stage financing. The product will give the Bank a shareholding stake in the project up to a maximum of 35% to avoid having a controlling stake.

a. Medium Term Loans

The medium term loans are repayable over a minimum period of 2 years and a maximum period of 5 years after a moratorium period which shall be aligned with the project rollout or gestation period.